VS
Microsoft 365 Copilot vs Windsurf IDE
An in-depth comparison of Microsoft 365 Copilot and Windsurf IDE — pricing, features, ratings, and more.
4.6
★★★★★
208 reviews
4.9
★★★★★
164 reviews
Higher ratedSide-by-Side Comparison
Category
AI Coding Assistant
AI Coding Assistant
Pricing
$30/user/mo
Free tier; Pro at $15/month; Teams at $35/user/month
Pricing model
paid
freemium
Rating
4.6 ★
4.9 ★
Reviews
208
164
Platforms
Windows, macOS, Web
Windows, macOS, Linux
API Access
✗ No
✗ No
Open Source
✗ No
✗ No
Key Features
- ✓ Copilot in Word, Excel, PowerPoint
- ✓ Outlook email drafting & summarization
- ✓ Teams meeting summaries & action items
- ✓ Natural language data analysis in Excel
- ✓ Business Chat across all M365 data
- ✓ Cascade agentic AI
- ✓ Multi-file code editing
- ✓ Terminal command execution
- ✓ Codebase understanding
- ✓ VS Code compatible
- ✓ Multiple AI models
- ✓ Flows for automation
Pros & Cons
Pros
- + Deep Microsoft ecosystem integration
- + Works with existing corporate data
- + Enterprise security and compliance
Cons
- − $30/user/mo is expensive
- − Requires Microsoft 365 subscription
- − Results vary by app
Pros
- + Cascade is very capable autonomously
- + Good VS Code compatibility
- + Free to start
- + Fast and responsive
Cons
- − Cascade can make mistakes requiring review
- − Newer than Cursor
- − Credits can run out quickly on free tier